Broker Check


While most financial service firms attempt to be everything to everyone (and wind up not specializing very well for anyone), at WILLIAM - WARREN ASSOCIATES we focus on the needs of those planning for or already in retirement, and for their specific financial problems and opportunities.

WILLIAM – WARREN ASSOCIATES is a professional financial planning firm dedicated to helping clients protect their assets and maintain their standard of living through comprehensive planning and implementation. To accomplish this we provide the following services:

  • Retirement Planning to help find the most efficient ways to invest in and take money out of IRA’s, 401(k) rollovers and Pensions. In some cases, we may be able to show you how to make withdrawals tax-free.*
  • Lifetime income using Immediate Annuities.
  • Long Term Care Planning using the latest programs to help provide tax deductions and credits.*
  • Estate Planning including assistance with trusts and help in the reduction of estate taxes.*
  • Unique Solutions to Problems such as how to pass assets to the next generation and beyond with little or no estate taxes.*

Often, people can better organize their financial affairs when they know about the many unique solutions available to them. WILLIAM - WARREN ASSOCIATES first educates clients about their alternatives, then assists them in implementing the proper solutions. In fact, the firm holds local educational seminars throughout Western New York. These seminars have been widely attended by employees of most of the major employers, as well as those from many area colleges and school districts. Many people have learned how to increase their net worth, reduce their taxes, and increase their retirement income.

Call today to see if we can help you.

Our Team

James Duclos

Since 1975 Jim Duclos has been helping Western New York residents achieve their financial goals, attain retirement and stay retired. Many people, who consult Jim, find that they reduce taxes on their social security income, lower their...
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Keith Splain

Keith Splain is a well known Financial Advisor who, since 1987, has helped several hundred people from the Rochester and surrounding areas plan for a secure retirement. He has assisted his clients in avoiding the many mistakes retirees...
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